How to save money in 2008: February review
Posted by Fiona Nevile in Save Money | 11 commentsI am determined to cut our over the counter spending by 25% this year. I am also equally keen to make it fun.
Already it has taken us down undiscovered paths. The tasty vegetarian meals every other day and the real enjoyment of meat, when it comes. We are looking healthier, are losing weight (a steady pound a week for me) and feeling fitter. We have never pigged out on cream cakes and biscuits but I realise now, that our diet was very high in animal fats.
It’s satisfying. Although we have only saved 21% this month. I feel a bit crouchy about this. When we do manage to crack the 25% barrier it will be an amazing moment.
Vegetarian food is a completely new arena. I am longing to create my own veggie dishes but realise I need many more apprentice months before I can start to do this well. We chomped through a very dry disaster this month, that sounded great in my head.
Most vegetarian meals take forward planning. You can’t just slam a bean under the grill and run up a sauce. We’re beginning to crack it now by cooking and freezing large batches of dishes that we have particularly enjoyed.
The biggest surprise of all has been the discovery that most veggie dishes are all about wonderful combinations of flavour and texture. Complex stuff. I am amazed that an old carnivore like me is actually stating that, at their best, veggie dishes are delicious.
With the bit between my teeth I have been looking at all areas where we can shave costs and reduce unnecessary wastage but still have a good quality of life.
For example, the majority of our water bill is calculated on the sewerage use. We have finally filled half the cistern with some flint stones that a client donated a couple of week ago. I suspect that they had a rock garden in mind but what the hell. This is a subterranean rock garden with knobs on. It is saving us money. And it’s pretty if you lift the lid.
We’ve turned down the temperature of the immersion heater by a couple of degrees – it’s crazy to have to add cold to hot water for a bath or shower.
A fridge takes half an hour to regain its temperature when you open the door. Milk for daily use is now in a jug by the kettle – much more convenient. Similarly we are using the insulated ice bucket for cold drinks.
We are using the smaller oven rather than the big fan assisted one for baking and the slow cooker is assisting us on an almost day to day basis. This small crock pot can cook virtually anything. All it cannot do is brown a topping but the grill can do this in seconds.
We are now supplementing the chicken food (which has shot up in price) with a scatter of vegetable scraps. The feed hopper has to be refilled far less frequently.
The dogs are enjoying the vegetables left over from making stock as a topping on their biscuit rather than our previous all meat topping.
Top tips for February 2008:
- Kate (uk)’s tip for ghee. Sold by most supermarkets under the name of Plough. Lovely nutty stuff for frying.
- Emma’s suggestion to check out Prue Leith’s Vegetarian Bible. This is a wonderful vegetarian resource. I also like Delia’s Vegetarian collection but Leith’s is much more comprehensive.
- Mildred’s tips for marmalade making are wonderful (in the comments section of our Seville orange marmarmalde post). She also includes a great recipe for grapefruit, lemon, orange and lime marmalade, that can be made at any time of year.
Top February recipes, reviews and cheap foodie ideas on this site:
Delia’s Vegetarian Shepherd’s pie with a tweak although we prefer our topping and now have a new one that Danny created – I will blog soon
Delia’s chick pea and coriander cakes with marinated red onion
Make your own yoghurt – we are loving this. And it’s a great way to use a redundant jam thermometer.
Great recipes for leftovers: Summery spiced chicken curry recipe. No muddy flavours here, a handfull of chicken fed two hungry people with seconds!
Grow your own sprouting broccoli. If you set the seeds now you cold be eating this in the autumn
Skinflint soup we are still making this every week
Squash and summery vegetable soup recipe very tasty, pretty soup
Top February discoveries:
- Even more great stuff at Daily Bread. Pappadums, unsalted cashews, herbs in bull sized packs
- Stewed fruit for breakfast
- Making stock in the slow cooker, using finely sliced (more flavour) vegeatables and bones begged from Fred’s. The best stock that I have ever made.
- Garam Marsala is a condiment as well as a spice to add to a dish.
And that old chestnut. Looking at savings with an annual perspective rather than a weekly one. ?2.50 a week is equivalent to around ?120 a year.
Finally I negotiated the price of our oil tank refill. (It used to be 3 times a year and now it’s just twice. Global warming and tight wad queen at the helm has helped). I have used the same supplier for 25 years and I have enjoyed the relationship. This morning, the probable bill had escalated massively. I asked them for their best possible price and looked elsewhere. I just made 3 calls and saved ?30/$60. From now on I will ring round to find a competitive price for each fill up. I felt a bit sad this morning when my old supplier wouldn’t budge. But in time everyone will take a few minutes and find a better price. This is the way everything is heading now.
I’ve also looking on the internet for some save money ideas. There’s a very good article about saving money on food here.
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A little late to this post and comment but the ideas you posted here are very helpfull. In todays economic situation, every ways to save a little helps. Thanks for the great tips and ideas again and congrates on your progress.
Hi Jenny
As I ruined last weekend’s lamb we have been eating veggie for the last few days!
We’re very lucky to have a veg patch. Good luck with getting an allotment.
Dear Fiona,
I wanted to save money on food too, and came to the same conclusion as you!
I haven’t been spending less on food though, I just decided to switch to much better quality meat from butchers instead. Free range birds are currently out of stock in the supermarket thanks to HFW, so I’ve been veggie for the past couple of days.
I am so envious of veggie patch too. I am trying to get an allotment to grow my own on. Good luck with all your veggies.
Hi Kate(uk)
I must get this book. The vegetable one appeals more than the fruit one, most of our fruit is eaten fresh or made into wine, chutney etc. We don’t make puds although I really want to make those little French fresh fruit tartlets. I loved them when I worked in Soho and visited Patisserie Valerie!
Glad you liked the ghee!
I’m managing a 10% reduction- most impressed with your 20% .
Jane Grigson’s vegetable book is worth a look, likewise her fruit book- despite the lack of rhubarb recipes!
Hi Rosemary
Yes the rising oil prices are scary. I’d love a wood powered rayburn too – we’d only need 5 rads.
Now recommended loft insulation is 11″. Ours is 8″ – I need to add some more. When we upped it from 4″ to 8″ it made upstairs much, much warmer.
Hi Sharron J
We feed our pack a complete dog food with a topping and they love it.
Hi Colour it Green
We have help in the garden every other week. John looks after the lawn, hedging and is teaching me how to grow vegetables. He also helps me repair and maintain the cottage. I couldn’t do without him as I work full time. In fact he charges the same for whatever work that he does so is much cheaper than a handy man!
Hi Pat
We are getting there, gradually bit by bit!
Well done Fiona!!! Thanks for the tips and the other sites to look at. Every bit helps!!
glad your money saving tactics are working.
Doi I have it right that you get help in the garden? is this something you could save on?
My you’ve been busy!
I feed all sorts of leftovers to my dog, too. Real doggy people say you shouldn’t but Poppy’s 10 years old now, still as active as a pup and looks great for her age. Can’t see that it’s done her any harm. I am careful with fats though as she does put on weight very easily.
The increase in oil prices are dreadful,I pay on a budget scheme and my payments have increased from £80 per month to £120.We have the woodburner and log fires on whenever possible,but the woodburner is not connected to the hot water system and the upstairs gets very cold without the central heating.Ideally I would like a woodburning rayburn cooker but these only heat 8 radiators max and we have 11.I know we live in an old farmhouse but most of the rooms lead out of each other and there is only one small hallway.We have solid walls too apart from the new extensions so these cannot have cavity insulation.